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Expert insights and guidance to help Australian property investors protect, manage and grow their assets.
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Fixtures and Fittings Depreciation: What Rental Property Investors Can Depreciate on Brand New Items
Brand-new fixtures and fittings can enhance a residential investment property. They can also help create valuable property depreciation tax deductions. If your residential investment property earns rent or is installed ready for rent, you may be able to claim tax deductions for the decline in value of eligible new assets over time. Fixtures and fittings…
Tax Depreciation for New Properties: What Property Owners Can Claim
Tax depreciation for new properties is a valuable tax deduction benefit for Australian property owners. When you buy a new house or residential investment property, you may be able to claim tax deductions for the building structure, fixed improvements, and eligible separate depreciating assets such as plant and equipment. These tax deductions reduce your taxable…
New Apartment Depreciation Checklist Before Tax Time
A new apartment can give property investors useful depreciation deductions. This applies when the property has a new building, modern fixtures and eligible plant and equipment assets. New apartment depreciation is a non-cash tax deduction. It may lower your taxable income without extra spending after purchase, help cash flow and show the after-tax return from…
How the RBA Cash Rate vs Bank Interest Rates Affects Property Investors
When the Reserve Bank announces a cash rate decision, property investors often check their home loans first. Even a small change in interest rates can affect repayments, cash flow, borrowing capacity and the cost of holding an investment property. But the RBA cash rate vs bank interest rates comparison is not always simple. The Reserve…
Investment Property Cost Base: What Investors Need to Know Before Selling
Your investment property cost base helps calculate your capital gain or capital loss when you sell a rental property. Getting this figure right matters. A clear and well-supported cost base can reduce your taxable capital gain. Depreciation claims, capital works deductions and renovation records can also affect your final tax position. Before selling, investors should…
Negative Gearing Abolished in Australia? The 2026 Tax Changes Explained
Since the 2026 Federal Budget proposal was announced, many property investors have asked one question: is negative gearing abolished in Australia? The answer is not as simple as some headlines suggest. The proposed rules do not affect every property or every investor. From 1 July 2027, negative gearing benefits may change for some types of…
Negative Gearing Changes 2026: What Investors Should Know Before the Rules Begin
Australia’s proposed negative gearing changes for 2026 have brought property tax planning back into sharp focus for investors. These changes will affect how rental losses are claimed, which residential investment properties receive the strongest tax breaks, and how investors compare new builds with established properties. From 1 July 2027, the federal government plans to limit…
What Is Consumer Price Index and Why Does CPI Matter to Australian Property Investors?
The Consumer Price Index, commonly called CPI, measures price changes across a basket of goods and services bought by Australian households. The Australian Bureau of Statistics uses CPI to track inflation across housing, food, transport, health, education, insurance and recreation. What is consumer price index is a common question for investors trying to understand how…
New Build After 2026 Federal Budget: What Property Investors Need to Know
The 2026 Federal Budget has made “new build” an important term for Australian property investors and construction businesses. Under the proposed reforms, new-build properties may receive different tax treatment from established homes, with incentives aimed at properties that genuinely add to housing supply rather than existing stock changing ownership. For investors, this may affect how…
What Is Indexation? How It Works for Tax, Inflation and Capital Gains
Indexation is the process of adjusting a value so it reflects inflation over time. In taxation, it helps separate real investment growth from price rises caused by inflation or cost of living increases. For investors, indexation is most important since it affects the purchase cost or cost base of an asset. This is especially relevant…
What Negative Gearing Grandfathering Means Under the 2026 Federal Budget Proposal
The Federal Budget proposal has raised a key question for property investors. Will existing investment properties keep the current negative gearing rules? Under the proposal, negative gearing would be limited to new builds from 1 July 2027. Properties held before budget night may keep the current rules. This makes negative gearing grandfathering, purchase dates, contracts…
From Grandfathered Property Negative Gearing to New Builds: What Investors Need to Know
The 2026 Federal Budget may change how investors compare new builds, established properties and grandfathered assets. From 1 July 2027, the proposed reforms would limit negative gearing to new residential properties. Properties held before budget night would keep their current tax treatment. This makes property type important and shows why tax depreciation still matters. Eligible…
30% Minimum CGT Rule: What Property Investors Need to Know
The 30% minimum CGT rule is a significant tax reform announced in the 2026 Federal Budget that will affect Australian property investors and other asset holders. From 1 July 2027, the government will replace the current 50% capital gains tax discount with an inflation-based cost base indexation system and introduce a minimum 30% tax on…
